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Bangkok Banks
By : Ken Marlborough
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Banking is a huge revenue sector in Bangkok, as the city is home to a large number of banks. Many foreign banks also operate in the city with subsidiaries all over the nation. Most of the banks are headquartered in Bangkok. They offer a wide range of services including home loans and many other business services like Internet banking, credit cards, and properties auctions.
Some of the biggest banks in Bangkok are Bangkok Bank, Morgan Stanley, Deutsche Bank, ING Bank, and Bank of China. Many banks offer online finance services, as well. They open up a cornucopia of online finance products and promotions, bank information, calculators, branch locators and real-time rates, plus the latest financial news in one complete package.
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Every bank in Bangkok offers flexible lending and refinancing options, combined with attractively low interest rates that start at 3.75% for the first year, credit lines of up to 90% of the property appraisal value, and flexible loan terms. They also provide convenient repayment options like the direct debit service. Banks also offer the much needed expert advice and attentive personalized service from their home loan marketing officers.
Internet banking is the latest trend for all Bangkok banks. Direct banking services have been made available on the banks' Web sites. Internet banking is great for viewing account balances, payment of bills, transfer of funds, suspension of check payment, and many even house secure internal e-mail accounts to contact the bank officials in case of enquiries. Bangkok banks use highly advanced and sophisticated technology to ensure fool-proof banking services. Credit card or plastic money is more popular than ever Bangkok. Banks reward their customers with new offers and special discounts. Many banks offer MasterCard, which offer many special privileges to their users.
Other services offered are ATM cards, prompt branch services, currency exchange, maintenance of foreign customers, and phone banking. Banks recognize that good corporate governance is vital to continued growth and they are very much committed to providing quality news and information to keep their stakeholders and potential investors informed and abreast of developments at the bank.
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